Is growth in Debt Consolidation loans causing an increase in Credit Card charge-offs? rsinghan@gmail.com August 06, 2017 Articles Leave a Comment Personal Loan Benefit to Consumers Paying off credit card debt is the most common purpose for taking unsecured personal loans. A few consumer benefits of doing so include big savings in interest cost over the life of the loan and Continue Reading Is growth in Debt Consolidation loans causing an increase in Credit Card charge-offs?